Mortgage Calculator

Helps you work out:

  • How much will my mortgage repayments be?

  • How much can I borrow?

For detailed information see disclaimers & assumptions below.

Mortgage Repayment Calculator
Mortgage Details
  • %
Monthly Repayment 0

Disclaimers

  • This is a model not a prediction.  Amounts and repayment periods are estimates only, actual amounts may be higher or lower. 

  • Results are based on information you have provided and does not take your personal  circumstances into account.

  • It applies to loans where your regular repayment includes both interest and the gradual repayment of the amount borrowed.

  • Initial inputs will be displayed on the left-hand side of the graph.  Your “what if” scenario (if applicable) will be displayed on the right-hand side of the graph.

  • It is not intended to be your sole source of information when making a financial decision.  You may wish to consider getting advice from a licensed finance professional.

  • Using this calculator does not guarantee you will be eligible for a loan.  You will need to satisfy your lenders lending criteria.

Assumptions

  • Interest rates do not change for the life of the loan.

  • Interest is calculated by compounding on the same frequency as the repayment period selected ie weekly, fortnightly, monthly, quarterly or annually.

  • It does not consider your ability to make the repayments shown.  To help you consider the impact of interest rates changes we suggest exploring the impact of a 2% interest rate rise.  Interest rates could rise in future by more than 2%.