Terms & Conditions

“Little or no deposit”

Terms and conditions apply and “no deposit” in this scenario means money generated from sources other than the usual method of “savings” such as:-

  • Gift

  • Selling Assets such as car, boat etc

  • Guarantor providing funds

  • Some banks will take rental payments as “shown as savings”

This will be dependent on individual circumstances as to how their funds are sourced.  Other fees and charges may apply.

“Up to $50K worth of Government incentives”

Various State and Federal Government grants and incentives exist for first home buyers. Check Government websites for details.  Additionally some builders and/or developers may offer additional incentives and boosts from time to time.   

“Up to $20K worth of Upgrades”

Upgrades are provided at the time of purchase and will be dependent upon the price of the home purchased.

“Own home for $380 per week”

$380 per week may be dependent upon the amount of deposit paid, loan amount, interest rate, loan duration and will depend on each individual’s circumstances. This may not include all fees and charges. Additional fees and charges may apply.  Different terms, fees or other loan amounts may result in a different outcome.  This amount may include the First Home Owners Grant or other incentives.


Disclaimer: The information provided in this Guide is general information only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this information you should consider the appropriateness of the information, having regard to your own objectives, financial situation and needs. If any products are detailed in this brochure, you should obtain a Product Disclosure Statement relating to the products and consider its contents before making any decisions. No representation or warranty (express or implied) is made as to the accuracy, adequacy or reliability of any statements, estimates, opinions, plans, diagrams or other information contained in this brochure. IQ Capital Group reserves the right to change the contents of this Guide at any time. To the maximum extent permitted by law, IQ Capital Group and its related bodies corporate and respective directors, officers, employees, agents and advisers disclaim all liability and responsibility (including without limitation any liability arising from fault or negligence) for any direct or indirect loss, damage, cost or expense which may suffered through the use of or reliance on anything contained in or omitted from the information contained in this Guide.